Compare Xenia, OH mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Xenia.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Xenia. Plus, shopping lenders is free and there is no obligation.
December 7, 2023
Below we provide helpful information on the real estate market, home prices and housing affordability in Xenia. Understand how much you need to earn to afford a home in Xenia, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Xenia fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Xenia is right for you.
The median home value for Xenia, OH (Greene County) is $243,542
Based on current mortgage rates and a 10% down payment, you need to make $50,807 per year to buy the median priced home in Xenia
With this income, you could qualify for a $219,188 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Xenia is $1,177
The median household income for Xenia, OH (Greene County) is $80,428
Based on this income, you can afford a home valued at approximately $385,533
The home price you can afford to buy based on household income in Xenia is 158% of the median home value which means housing prices are average. Xenia (Greene County) ranks 63 out of 88 counties in Ohio and 1,668 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Xenia, OH is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Xenia (Greene County) below.
Conforming loan limits for Xenia, OH
FHA loan limits for Xenia, OH
VA loan limits for Xenia, OH