Compare Mason, OH mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Mason.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Mason. Plus, shopping lenders is free and there is no obligation.
September 26, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Mason. Understand how much you need to earn to afford a home in Mason, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Mason fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Mason is right for you.
The median home value for Mason, OH (Warren County) is $316,960
Based on current mortgage rates and a 10% down payment, you need to make $66,123 per year to buy the median priced home in Mason
With this income, you could qualify for a $285,264 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Mason is $1,531
The median household income for Mason, OH (Warren County) is $97,216
Based on this income, you can afford a home valued at approximately $466,004
The home price you can afford to buy based on household income in Mason is 147% of the median home value which means housing prices are average. Mason (Warren County) ranks 73 out of 88 counties in Ohio and 1,964 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Mason, OH is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Mason (Warren County) below.
Conforming loan limits for Mason, OH
FHA loan limits for Mason, OH