Compare Warren, NJ mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Warren.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Warren. Plus, shopping lenders is free and there is no obligation.
August 12, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Warren. Understand how much you need to earn to afford a home in Warren, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Warren fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Warren is right for you.
The median home value for Warren, NJ is $337,987
Based on current mortgage rates and a 10% down payment, you need to make $70,509 per year to buy the median priced home in Warren
With this income, you could qualify for a $304,188 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Warren is $1,633
The median household income for Warren, NJ is $82,344
Based on this income, you can afford a home valued at approximately $394,715
The home price you can afford to buy based on household income in Warren is 117% of the median home value which means housing prices are average. Warren ranks 8 out of 21 counties in New Jersey and 2,562 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Warren, NJ is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Warren below.
Conforming loan limits for Warren, NJ
FHA loan limits for Warren, NJ