Compare Current Raritan, New Jersey Mortgage Rates

Compare Raritan, NJ mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Raritan.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Raritan. Plus, shopping lenders is free and there is no obligation.

Raritan, NJ Mortgage Rates as of December 1, 2022
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Raritan, NJ Mortgage Rates

December 1, 2022

Current mortgage rates in Raritan, NJ are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Raritan, NJ Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Raritan, New Jersey?

Below we provide helpful information on the real estate market, home prices and housing affordability in Raritan. Understand how much you need to earn to afford a home in Raritan, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Raritan fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Raritan is right for you.

The median home value for Raritan, NJ (Hunterdon County) is $515,098

Based on current mortgage rates and a 10% down payment, you need to make $84,397 per year to buy the median priced home in Raritan

With this income, you could qualify for a $463,588 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Raritan is $1,954

The median household income for Raritan, NJ (Hunterdon County) is $125,549

Based on this income, you can afford a home valued at approximately $766,260

The home price you can afford to buy based on household income in Raritan is 149% of the median home value which means housing prices are average. Raritan (Hunterdon County) ranks 9 out of 21 counties in New Jersey and 2,609 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Raritan, NJ is average


Loan Limits for Raritan, New Jersey

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Raritan (Hunterdon County) below.

Conforming loan limits for Raritan, NJ

1 unit: $970,800
2 units: $1,243,050
3 units: $1,502,475
4 units: $1,867,275

FHA loan limits for Raritan, NJ

1 unit: $970,800
2 units: $1,243,050
3 units: $1,502,475
4 units: $1,867,275

VA loan limits for Raritan, NJ

1 unit: $970,800

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