Compare Moscow, ID mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Moscow.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Moscow. Plus, shopping lenders is free and there is no obligation.
December 1, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Moscow. Understand how much you need to earn to afford a home in Moscow, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Moscow fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Moscow is right for you.
The median home value for Moscow, ID (Latah County) is $340,474
Based on current mortgage rates and a 10% down payment, you need to make $55,785 per year to buy the median priced home in Moscow
With this income, you could qualify for a $306,427 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Moscow is $1,292
The median household income for Moscow, ID (Latah County) is $53,134
Based on this income, you can afford a home valued at approximately $324,289
The home price you can afford to buy based on household income in Moscow is 95% of the median home value which means housing prices are expensive. Moscow (Latah County) ranks 36 out of 44 counties in Idaho and 3,049 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Moscow, ID is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Moscow (Latah County) below.
Conforming loan limits for Moscow, ID
FHA loan limits for Moscow, ID
VA loan limits for Moscow, ID