Compare mortgage rates and fees for leading lenders in Coeur d'Alene, ID. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Coeur d'Alene.
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December 9, 2019
The current average rate for a 30 year fixed rate mortgage in Coeur d'Alene is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Coeur d'Alene, ID (Kootenai County) is $305,133
The median household income for Coeur d'Alene, ID (Kootenai County) is $54,815
Based on current mortgage rates and a 10% down payment, you need to make $56,612 per year to buy the median priced home in Coeur d'Alene
The home price you can afford to buy based on household income in Coeur d'Alene is 97% of the median home value which means housing prices are expensive
Coeur d'Alene (Kootenai County) ranks 41 out of 44 counties in Idaho and 3,019 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Coeur d'Alene, ID is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Coeur d'Alene (Kootenai County) below.
Conforming loan limits for Coeur d'Alene, ID
FHA loan limits for Coeur d'Alene, ID
VA loan limits for Coeur d'Alene, ID
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index