Compare Hillsboro, OR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Hillsboro.
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August 2, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Hillsboro. Understand how much you need to earn to afford a home in Hillsboro, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Hillsboro fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Hillsboro is right for you.
The median home value for Hillsboro, OR (Washington County) is $537,208
Based on current mortgage rates and a 10% down payment, you need to make $112,070 per year to buy the median priced home in Hillsboro
With this income, you could qualify for a $483,487 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Hillsboro is $2,595
The median household income for Hillsboro, OR (Washington County) is $93,492
Based on this income, you can afford a home valued at approximately $448,155
The home price you can afford to buy based on household income in Hillsboro is 83% of the median home value which means housing prices are expensive. Hillsboro (Washington County) ranks 23 out of 36 counties in Oregon and 2,973 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Hillsboro, OR is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hillsboro (Washington County) below.
Conforming loan limits for Hillsboro, OR
FHA loan limits for Hillsboro, OR