Our goal is to offer the highest quality mortgage resources and advice to our users for free.
The listings that appear on this page are from companies from which this website and the data provider may receive compensation, which may impact how, where and in what order products appear. Compensation is higher for featured placements. This table does not include all companies or all available products.
We may receive a fee if you click on a lender or submit a form on our website. This fee in no way affects the information or advice we provide. We maintain editorial independence to ensure that the recommendations and insights we provide are objective and unbiased.
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
Compare Coeur d'Alene, ID mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Coeur d'Alene.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Coeur d'Alene. Plus, shopping lenders is free and there is no obligation.
May 1, 2024
Below we provide helpful information on the real estate market, home prices and housing affordability in Coeur d'Alene. Understand how much you need to earn to afford a home in Coeur d'Alene, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Coeur d'Alene fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Coeur d'Alene is right for you.
The median home value for Coeur d'Alene, ID (Kootenai County) is $491,170
Based on current mortgage rates and a 10% down payment, you need to make $102,466 per year to buy the median priced home in Coeur d'Alene
With this income, you could qualify for a $442,053 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Coeur d'Alene is $2,373
The median household income for Coeur d'Alene, ID (Kootenai County) is $68,580
Based on this income, you can afford a home valued at approximately $328,737
The home price you can afford to buy based on household income in Coeur d'Alene is 67% of the median home value which means housing prices are very expensive. Coeur d'Alene (Kootenai County) ranks 43 out of 44 counties in Idaho and 3,077 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Coeur d'Alene, ID is very expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Coeur d'Alene (Kootenai County) below.
Conforming loan limits for Coeur d'Alene, ID
FHA loan limits for Coeur d'Alene, ID