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Lender Tables
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Compare Current Parkersburg, West Virginia Mortgage Rates
Compare Parkersburg, WV mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Parkersburg.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Parkersburg. Plus, shopping lenders is free and there is no obligation.
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Parkersburg, WV Mortgage Rates as of July 26, 2025
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Parkersburg, WV Mortgage Rates
July 26, 2025
Current mortgage rates in Parkersburg, WV are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Parkersburg, WV Rates
National Average
Comparison
30 Year Fixed Rate
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6.670%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%
How Affordable is Housing in Parkersburg, West Virginia?
Below we provide helpful information on the real estate market, home prices and housing affordability in Parkersburg. Understand how much you need to earn to afford a home in Parkersburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Parkersburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Parkersburg is right for you.
The median home value for Parkersburg, WV (Wood County) is $155,592
Based on current mortgage rates and a 10% down payment, you need to make $32,459 per year to buy the median priced home in Parkersburg
With this income, you could qualify for a $140,033 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Parkersburg is $752
The median household income for Parkersburg, WV (Wood County) is $54,944
Based on this income, you can afford a home valued at approximately $263,372
The home price you can afford to buy based on household income in Parkersburg is 169% of the median home value which means housing prices are average.
Parkersburg (Wood County) ranks 37 out of 55 counties in West Virginia and 1,399 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Parkersburg, WV is average
Loan Limits for Parkersburg, West Virginia
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Parkersburg (Wood County) below.
Conforming loan limits for Parkersburg, WV
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Parkersburg, WV
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Parkersburg, WV
1 unit:$726,200
Additional Mortgage Resources for Parkersburg, WV Residents