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Huntington

Current Mortgage Rates in Huntington, West Virginia

Compare mortgage rates and fees for leading lenders in Huntington, WV. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Huntington.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Huntington. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Huntington, WV as of September 23, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Huntington, WV Mortgage Rates Compare?

September 23, 2020

The current average rate for a 30 year fixed rate mortgage in Huntington is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Huntington, WV Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Huntington, West Virginia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Huntington. Understand how much you need to earn to afford a home in Huntington, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Huntington fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Huntington is right for you.

The median home value for Huntington, WV (Cabell County) is $145,734

Based on current mortgage rates and a 10% down payment, you need to make $26,228 per year to buy the median priced home in Huntington

With this income, you could qualify for a $131,160 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Huntington is $607

The median household income for Huntington, WV (Cabell County) is $39,882

Based on this income, you can afford a home valued at approximately $221,600

The home price you can afford to buy based on household income in Huntington is 152% of the median home value which means housing prices are average. Huntington (Cabell County) ranks 52 out of 55 counties in West Virginia and 2,503 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Huntington, WV is average

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Loan Limits for Huntington, West Virginia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Huntington (Cabell County) below.

Conforming loan limits for Huntington, WV

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Huntington, WV

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Huntington, WV

1 unit: $510,400

Additional Mortgage Resources for Huntington, WV Residents

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