West Virginia

Current West Virginia Mortgage Rates

Compare West Virginia mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in West Virginia.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in West Virginia. Plus, shopping lenders is free and there is no obligation.

West Virginia Mortgage Rates as of May 25, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's West Virginia Mortgage Rates

May 25, 2024

Current mortgage rates in West Virginia are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
West Virginia Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in West Virginia?

Below we offer valuable insights on the housing market and real estate prices in West Virginia. Understand how much you need to make to buy a house in West Virginia, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in West Virginia is affordable for you. We provide this helpful information to help you decide if living in West Virginia is right for you.

The median home value for West Virginia is $154,660

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in West Virginia is $32,265

With this income, you could qualify for a $139,194 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in West Virginia is $747

The median household income for West Virginia is $53,333

Based on this income, you can afford a home valued at approximately $255,652

The home price you can afford to buy based on household income in West Virginia is 165% of the median home value which means housing prices are super affordable. West Virginia ranks 2 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in West Virginia is super affordable


Additional Mortgage Resources for West Virginia Residents

Mortgage Rates for West Virginia Cities

Beckley Mortgage Rates

Charleston Mortgage Rates

Clarksburg Mortgage Rates

Huntington Mortgage Rates

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Parkersburg Mortgage Rates

Princeton Mortgage Rates