Compare Current Clarksburg, West Virginia Mortgage Rates

Compare Clarksburg, WV mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Clarksburg.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Clarksburg. Plus, shopping lenders is free and there is no obligation.

Clarksburg, WV Mortgage Rates as of April 24, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Clarksburg, WV Mortgage Rates

April 24, 2024

Current mortgage rates in Clarksburg, WV are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Clarksburg, WV Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Clarksburg, West Virginia?

Below we provide helpful information on the real estate market, home prices and housing affordability in Clarksburg. Understand how much you need to earn to afford a home in Clarksburg, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Clarksburg fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Clarksburg is right for you.

The median home value for Clarksburg, WV (Harrison County) is $134,425

Based on current mortgage rates and a 10% down payment, you need to make $28,043 per year to buy the median priced home in Clarksburg

With this income, you could qualify for a $120,983 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Clarksburg is $649

The median household income for Clarksburg, WV (Harrison County) is $52,285

Based on this income, you can afford a home valued at approximately $250,630

The home price you can afford to buy based on household income in Clarksburg is 186% of the median home value which means housing prices are average. Clarksburg (Harrison County) ranks 27 out of 55 counties in West Virginia and 1,031 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Clarksburg, WV is average


Loan Limits for Clarksburg, West Virginia

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Clarksburg (Harrison County) below.

Conforming loan limits for Clarksburg, WV

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Clarksburg, WV

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Clarksburg, WV

1 unit: $726,200

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