Compare Chautauqua, NY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Chautauqua.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Chautauqua. Plus, shopping lenders is free and there is no obligation.
September 26, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Chautauqua. Understand how much you need to earn to afford a home in Chautauqua, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Chautauqua fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Chautauqua is right for you.
The median home value for Chautauqua, NY is $110,989
Based on current mortgage rates and a 10% down payment, you need to make $23,154 per year to buy the median priced home in Chautauqua
With this income, you could qualify for a $99,890 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Chautauqua is $536
The median household income for Chautauqua, NY is $47,342
Based on this income, you can afford a home valued at approximately $226,935
The home price you can afford to buy based on household income in Chautauqua is 204% of the median home value which means housing prices are affordable. Chautauqua ranks 14 out of 62 counties in New York and 733 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Chautauqua, NY is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Chautauqua below.
Conforming loan limits for Chautauqua, NY
FHA loan limits for Chautauqua, NY