Compare Strafford, NH mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Strafford.
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August 14, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Strafford. Understand how much you need to earn to afford a home in Strafford, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Strafford fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Strafford is right for you.
The median home value for Strafford, NH is $357,033
Based on current mortgage rates and a 10% down payment, you need to make $74,483 per year to buy the median priced home in Strafford
With this income, you could qualify for a $321,330 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Strafford is $1,725
The median household income for Strafford, NH is $97,131
Based on this income, you can afford a home valued at approximately $465,595
The home price you can afford to buy based on household income in Strafford is 130% of the median home value which means housing prices are average. Strafford ranks 4 out of 10 counties in New Hampshire and 2,316 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Strafford, NH is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Strafford below.
Conforming loan limits for Strafford, NH
FHA loan limits for Strafford, NH