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Keene

Current Mortgage Rates in Keene, New Hampshire

Compare mortgage rates and fees for leading lenders in Keene, NH. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Keene.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Keene. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Keene, NH as of October 19, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Keene, NH Mortgage Rates Compare?

October 19, 2019

The current average rate for a 30 year fixed rate mortgage in Keene is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Keene, NH Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Keene, New Hampshire?

The median home value for Keene, NH (Cheshire County) is $216,124

The median household income for Keene, NH (Cheshire County) is $61,987

Based on current mortgage rates and a 10% down payment, you need to make $40,098 per year to buy the median priced home in Keene

The home price you can afford to buy based on household income in Keene is 155% of the median home value which means housing prices are average

Keene (Cheshire County) ranks 4 out of 10 counties in New Hampshire and 2,476 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Keene, NH is average

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Loan Limits for Keene, New Hampshire

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Keene (Cheshire County) below.

Conforming loan limits for Keene, NH

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Keene, NH

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Keene, NH

1 unit: $484,350

Additional Mortgage Resources for Keene, NH Residents

Mortgage Rates for New Hampshire Cities

Brentwood Mortgage Rates

Hanover Mortgage Rates

Keene Mortgage Rates

Manchester Mortgage Rates

Merrimack Mortgage Rates

Strafford Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index