Current Mortgage Rates in Keene, New Hampshire

Compare mortgage rates and fees for leading lenders in Keene, NH. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Keene.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Keene. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Keene, NH as of September 24, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Keene, NH Mortgage Rates Compare?

September 24, 2020

The current average rate for a 30 year fixed rate mortgage in Keene is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Keene, NH Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Keene, New Hampshire?

Below we provide helpful information on the real estate market, home prices and housing affordability in Keene. Understand how much you need to earn to afford a home in Keene, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Keene fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Keene is right for you.

The median home value for Keene, NH (Cheshire County) is $230,388

Based on current mortgage rates and a 10% down payment, you need to make $41,464 per year to buy the median priced home in Keene

With this income, you could qualify for a $207,349 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Keene is $960

The median household income for Keene, NH (Cheshire County) is $63,435

Based on this income, you can afford a home valued at approximately $352,465

The home price you can afford to buy based on household income in Keene is 153% of the median home value which means housing prices are average. Keene (Cheshire County) ranks 4 out of 10 counties in New Hampshire and 2,482 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Keene, NH is average


Loan Limits for Keene, New Hampshire

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Keene (Cheshire County) below.

Conforming loan limits for Keene, NH

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Keene, NH

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Keene, NH

1 unit: $510,400

Additional Mortgage Resources for Keene, NH Residents

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