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New Hampshire

Current New Hampshire Mortgage Rates

Compare New Hampshire mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in New Hampshire.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in New Hampshire. Plus, shopping lenders is free and there is no obligation.

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New Hampshire Mortgage Rates as of January 19, 2022
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's New Hampshire Mortgage Rates Compare?

January 19, 2022

Current mortgage rates in New Hampshire are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
New Hampshire Rates
National
Average
Comparison
30 Year Fixed Rate
%
3.450%
15 Year Fixed Rate
%
2.620%
5/1 Adjustable Rate Mortgage
%
2.570%

How Affordable is Housing in New Hampshire?

Below we offer valuable insights on the housing market and real estate prices in New Hampshire. Understand how much you need to make to buy a house in New Hampshire, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in New Hampshire is affordable for you. We provide this helpful information to help you decide if living in New Hampshire is right for you.

The median home value for New Hampshire is $356,884

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in New Hampshire is $58,474

With this income, you could qualify for a $321,196 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in New Hampshire is $1,354

The median household income for New Hampshire is $84,276

Based on this income, you can afford a home valued at approximately $514,363

The home price you can afford to buy based on household income in New Hampshire is 144% of the median home value which means housing prices are expensive. New Hampshire ranks 32 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in New Hampshire is expensive

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Additional Mortgage Resources for New Hampshire Residents

Mortgage Rates for New Hampshire Cities

Brentwood Mortgage Rates

Hanover Mortgage Rates

Keene Mortgage Rates

Manchester Mortgage Rates

Merrimack Mortgage Rates

Strafford Mortgage Rates