Compare mortgage rates and closing costs for leading lenders in New Hampshire. Review free, personalized mortgage rates for New Hampshire based on your specifc loan amount, program and other factors. Easily compare APRs, fees and monthly payments to find the lender offering the best mortgage terms.
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December 9, 2019
The current average rate for a 30 year fixed rate mortgage in New Hampshire is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for New Hampshire is $282,816
The median household income for New Hampshire is $74,644
Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in New Hampshire is $52,471
The home price you can afford to buy based on household income in New Hampshire is 142% of the median home value which means housing prices are average. New Hampshire ranks 30 out of 50 states for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the real estate market in New Hampshire is average
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
FREEandCLEAR Housing Affordability Index