Compare New Hampshire mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in New Hampshire.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in New Hampshire. Plus, shopping lenders is free and there is no obligation.
August 13, 2025
Below we offer valuable insights on the housing market and real estate prices in New Hampshire. Understand how much you need to make to buy a house in New Hampshire, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in New Hampshire is affordable for you. We provide this helpful information to help you decide if living in New Hampshire is right for you.
The median home value for New Hampshire is $376,137
Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in New Hampshire is $78,468
With this income, you could qualify for a $338,524 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in New Hampshire is $1,817
The median household income for New Hampshire is $89,743
Based on this income, you can afford a home valued at approximately $430,183
The home price you can afford to buy based on household income in New Hampshire is 114% of the median home value which means housing prices are average. New Hampshire ranks 25 out of 50 states for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the real estate market in New Hampshire is average