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New Hampshire

Current New Hampshire Mortgage Rates

Compare mortgage rates and closing costs for leading lenders in New Hampshire. Review free, personalized mortgage rates for New Hampshire based on your specifc loan amount, program and other factors. Easily compare APRs, fees and monthly payments to find the lender offering the best mortgage terms.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in New Hampshire. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates for New Hampshire as of August 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's New Hampshire Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in New Hampshire is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
New Hampshire Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in New Hampshire?

The median home value for New Hampshire is $282,816

The median household income for New Hampshire is $74,644

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in New Hampshire is $52,471

The home price you can afford to by based on household income in New Hampshire is 142% of the median home value which means housing prices are average. New Hampshire ranks 30 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in New Hampshire is average

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Additional Mortgage Resources for New Hampshire Residents

Mortgage Rates for New Hampshire Cities

Brentwood Mortgage Rates

Hanover Mortgage Rates

Keene Mortgage Rates

Manchester Mortgage Rates

Merrimack Mortgage Rates

Strafford Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

FREEandCLEAR Housing Affordability Index