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Las Vegas

Compare Current Las Vegas, Nevada Mortgage Rates

Compare Las Vegas, NV mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Las Vegas.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Las Vegas. Plus, shopping lenders is free and there is no obligation.

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Las Vegas, NV Mortgage Rates as of April 25, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Las Vegas, NV Mortgage Rates

April 25, 2024

Current mortgage rates in Las Vegas, NV are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Las Vegas, NV Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in Las Vegas, Nevada?

Below we provide helpful information on the real estate market, home prices and housing affordability in Las Vegas. Understand how much you need to earn to afford a home in Las Vegas, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Las Vegas fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Las Vegas is right for you.

The median home value for Las Vegas, NV (Clark County) is $418,109

Based on current mortgage rates and a 10% down payment, you need to make $87,224 per year to buy the median priced home in Las Vegas

With this income, you could qualify for a $376,298 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Las Vegas is $2,020

The median household income for Las Vegas, NV (Clark County) is $64,607

Based on this income, you can afford a home valued at approximately $309,692

The home price you can afford to buy based on household income in Las Vegas is 74% of the median home value which means housing prices are very expensive. Las Vegas (Clark County) ranks 16 out of 17 counties in Nevada and 3,053 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Las Vegas, NV is very expensive

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Loan Limits for Las Vegas, Nevada

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Las Vegas (Clark County) below.

Conforming loan limits for Las Vegas, NV

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Las Vegas, NV

1 unit: $494,500
2 units: $633,050
3 units: $765,200
4 units: $950,950

VA loan limits for Las Vegas, NV

1 unit: $726,200

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