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Las Vegas

Compare Current Las Vegas, Nevada Mortgage Rates

Compare Las Vegas, NV mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Las Vegas.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Las Vegas. Plus, shopping lenders is free and there is no obligation.

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Las Vegas, NV Mortgage Rates as of June 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Las Vegas, NV Mortgage Rates

June 25, 2022

Current mortgage rates in Las Vegas, NV are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Las Vegas, NV Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.780%
15 Year Fixed Rate
%
4.810%
5/1 Adjustable Rate Mortgage
%
4.330%

How Affordable is Housing in Las Vegas, Nevada?

Below we provide helpful information on the real estate market, home prices and housing affordability in Las Vegas. Understand how much you need to earn to afford a home in Las Vegas, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Las Vegas fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Las Vegas is right for you.

The median home value for Las Vegas, NV (Clark County) is $330,739

Based on current mortgage rates and a 10% down payment, you need to make $54,190 per year to buy the median priced home in Las Vegas

With this income, you could qualify for a $297,665 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Las Vegas is $1,255

The median household income for Las Vegas, NV (Clark County) is $64,139

Based on this income, you can afford a home valued at approximately $391,459

The home price you can afford to buy based on household income in Las Vegas is 118% of the median home value which means housing prices are average. Las Vegas (Clark County) ranks 12 out of 17 counties in Nevada and 2,899 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Las Vegas, NV is average

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Loan Limits for Las Vegas, Nevada

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Las Vegas (Clark County) below.

Conforming loan limits for Las Vegas, NV

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Las Vegas, NV

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Las Vegas, NV

1 unit: $647,200

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