»
»
Douglas

Current Mortgage Rates in Douglas, Nevada

Compare mortgage rates and fees for leading lenders in Douglas, NV. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Douglas.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Douglas. Plus, shopping lenders is free and there is no obligation.

%
Mortgage Rates in Douglas, NV as of August 22, 2019
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact

%
Get Personalized Mortgage Quotes for Douglas, NV

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Douglas, NV Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in Douglas is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Douglas, NV Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Douglas, Nevada?

The median home value for Douglas, NV is $358,110

The median household income for Douglas, NV is $63,046

Based on current mortgage rates and a 10% down payment, you need to make $66,441 per year to buy the median priced home in Douglas

The home price you can afford to by based on household income in Douglas is 95% of the median home value which means housing prices are expensive

Douglas ranks 16 out of 17 counties in Nevada and 3,029 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Douglas, NV is expensive

orange-simple-house
ruler

Loan Limits for Douglas, Nevada

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Douglas below.

Conforming loan limits for Douglas, NV

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Douglas, NV

1 unit: $423,200
2 units: $541,750
3 units: $654,850
4 units: $813,850

VA loan limits for Douglas, NV

1 unit: $484,350

Additional Mortgage Resources for Douglas, NV Residents

Mortgage Rates for Nevada Cities

Carson City Mortgage Rates

Douglas Mortgage Rates

Elko Mortgage Rates

Fernley Mortgage Rates

Las Vegas Mortgage Rates

Reno Mortgage Rates

Tonopah Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index