»
Nevada

Current Nevada Mortgage Rates

Compare Nevada mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Nevada.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Nevada. Plus, shopping lenders is free and there is no obligation.

%
Nevada Mortgage Rates as of January 19, 2022
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
PERSONALIZED MORTGAGE QUOTE

$
LEADING LENDERS ● LOW RATES ● FREE ● NO SSN

How Do Today's Nevada Mortgage Rates Compare?

January 19, 2022

Current mortgage rates in Nevada are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Nevada Rates
National
Average
Comparison
30 Year Fixed Rate
%
3.450%
15 Year Fixed Rate
%
2.620%
5/1 Adjustable Rate Mortgage
%
2.570%

How Affordable is Housing in Nevada?

Below we offer valuable insights on the housing market and real estate prices in Nevada. Understand how much you need to make to buy a house in Nevada, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Nevada is affordable for you. We provide this helpful information to help you decide if living in Nevada is right for you.

The median home value for Nevada is $344,639

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Nevada is $56,468

With this income, you could qualify for a $310,175 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Nevada is $1,308

The median household income for Nevada is $65,333

Based on this income, you can afford a home valued at approximately $398,749

The home price you can afford to buy based on household income in Nevada is 116% of the median home value which means housing prices are expensive. Nevada ranks 39 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Nevada is expensive

orange-simple-house
ruler

Additional Mortgage Resources for Nevada Residents

Mortgage Rates for Nevada Cities

Carson City Mortgage Rates

Douglas Mortgage Rates

Elko Mortgage Rates

Fernley Mortgage Rates

Las Vegas Mortgage Rates

Reno Mortgage Rates

Tonopah Mortgage Rates