Current Nevada Mortgage Rates

Compare Nevada mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Nevada.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Nevada. Plus, shopping lenders is free and there is no obligation.

Nevada Mortgage Rates as of September 24, 2023
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Nevada Mortgage Rates

September 24, 2023

Current mortgage rates in Nevada are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Nevada Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Nevada?

Below we offer valuable insights on the housing market and real estate prices in Nevada. Understand how much you need to make to buy a house in Nevada, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Nevada is affordable for you. We provide this helpful information to help you decide if living in Nevada is right for you.

The median home value for Nevada is $416,247

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Nevada is $86,836

With this income, you could qualify for a $374,623 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Nevada is $2,011

The median household income for Nevada is $66,950

Based on this income, you can afford a home valued at approximately $320,926

The home price you can afford to buy based on household income in Nevada is 77% of the median home value which means housing prices are very expensive. Nevada ranks 46 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Nevada is very expensive


Additional Mortgage Resources for Nevada Residents

Mortgage Rates for Nevada Cities

Carson City Mortgage Rates

Douglas Mortgage Rates

Elko Mortgage Rates

Fernley Mortgage Rates

Las Vegas Mortgage Rates

Reno Mortgage Rates

Tonopah Mortgage Rates