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Compare Nevada mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Nevada.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Nevada. Plus, shopping lenders is free and there is no obligation.
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Nevada Mortgage Rates
September 24, 2023
Current mortgage rates in Nevada are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Nevada Rates
National Average
Comparison
30 Year Fixed Rate
%
7.190%
15 Year Fixed Rate
%
6.540%
5/1 Adjustable Rate Mortgage
%
6.750%
How Affordable is Housing in Nevada?
Below we offer valuable insights on the housing market and real estate prices in Nevada. Understand how much you need to make to buy a house in Nevada, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Nevada is affordable for you. We provide this helpful information to help you decide if living in Nevada is right for you.
The median home value for Nevada is $416,247
Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Nevada is $86,836
With this income, you could qualify for a $374,623 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Nevada is $2,011
The median household income for Nevada is $66,950
Based on this income, you can afford a home valued at approximately $320,926
The home price you can afford to buy based on household income in Nevada is 77% of the median home value which means housing prices are very expensive. Nevada ranks 46 out of 50 states for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the real estate market in Nevada is very expensive
Additional Mortgage Resources for Nevada Residents