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Livingston

Compare Current Livingston, Louisiana Mortgage Rates

Compare Livingston, LA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Livingston.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Livingston. Plus, shopping lenders is free and there is no obligation.

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Livingston, LA Mortgage Rates as of May 24, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Livingston, LA Mortgage Rates

May 24, 2022

Current mortgage rates in Livingston, LA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Livingston, LA Rates
National
Average
Comparison
30 Year Fixed Rate
%
5.250%
15 Year Fixed Rate
%
4.430%
5/1 Adjustable Rate Mortgage
%
4.080%

How Affordable is Housing in Livingston, Louisiana?

Below we provide helpful information on the real estate market, home prices and housing affordability in Livingston. Understand how much you need to earn to afford a home in Livingston, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Livingston fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Livingston is right for you.

The median home value for Livingston, LA is $205,141

Based on current mortgage rates and a 10% down payment, you need to make $33,611 per year to buy the median priced home in Livingston

With this income, you could qualify for a $184,627 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Livingston is $778

The median household income for Livingston, LA is $67,216

Based on this income, you can afford a home valued at approximately $410,240

The home price you can afford to buy based on household income in Livingston is 200% of the median home value which means housing prices are average. Livingston ranks 39 out of 64 counties in Louisiana and 1,730 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Livingston, LA is average

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Loan Limits for Livingston, Louisiana

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Livingston below.

Conforming loan limits for Livingston, LA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Livingston, LA

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Livingston, LA

1 unit: $647,200

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