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Livingston

Current Mortgage Rates in Livingston, Louisiana

Compare mortgage rates and fees for leading lenders in Livingston, LA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Livingston.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Livingston. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Livingston, LA as of August 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Livingston, LA Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in Livingston is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Livingston, LA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Livingston, Louisiana?

The median home value for Livingston, LA is $167,280

The median household income for Livingston, LA is $62,304

Based on current mortgage rates and a 10% down payment, you need to make $31,036 per year to buy the median priced home in Livingston

The home price you can afford to by based on household income in Livingston is 201% of the median home value which means housing prices are affordable

Livingston ranks 34 out of 64 counties in Louisiana and 1,580 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Livingston, LA is affordable

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Loan Limits for Livingston, Louisiana

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Livingston below.

Conforming loan limits for Livingston, LA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Livingston, LA

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Livingston, LA

1 unit: $484,350

Additional Mortgage Resources for Livingston, LA Residents

Mortgage Rates for Louisiana Cities

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Thibodaux Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index