Compare Livingston, LA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Livingston.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Livingston. Plus, shopping lenders is free and there is no obligation.
August 18, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Livingston. Understand how much you need to earn to afford a home in Livingston, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Livingston fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Livingston is right for you.
The median home value for Livingston, LA is $236,314
Based on current mortgage rates and a 10% down payment, you need to make $49,299 per year to buy the median priced home in Livingston
With this income, you could qualify for a $212,682 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Livingston is $1,142
The median household income for Livingston, LA is $76,787
Based on this income, you can afford a home valued at approximately $368,078
The home price you can afford to buy based on household income in Livingston is 156% of the median home value which means housing prices are average. Livingston ranks 38 out of 64 counties in Louisiana and 1,731 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Livingston, LA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Livingston below.
Conforming loan limits for Livingston, LA
FHA loan limits for Livingston, LA