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Compare Current Bossier City, Louisiana Mortgage Rates
Compare Bossier City, LA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Bossier City.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bossier City. Plus, shopping lenders is free and there is no obligation.
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Bossier City, LA Mortgage Rates as of July 11, 2025
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Bossier City, LA Mortgage Rates
July 11, 2025
Current mortgage rates in Bossier City, LA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Bossier City, LA Rates
National Average
Comparison
30 Year Fixed Rate
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6.670%
15 Year Fixed Rate
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5.960%
5/1 Adjustable Rate Mortgage
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6.250%
How Affordable is Housing in Bossier City, Louisiana?
Below we provide helpful information on the real estate market, home prices and housing affordability in Bossier City. Understand how much you need to earn to afford a home in Bossier City, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Bossier City fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Bossier City is right for you.
The median home value for Bossier City, LA (Bossier County) is $229,001
Based on current mortgage rates and a 10% down payment, you need to make $47,773 per year to buy the median priced home in Bossier City
With this income, you could qualify for a $206,101 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Bossier City is $1,106
The median household income for Bossier City, LA (Bossier County) is $59,903
Based on this income, you can afford a home valued at approximately $287,145
The home price you can afford to buy based on household income in Bossier City is 125% of the median home value which means housing prices are average.
Bossier City (Bossier County) ranks 53 out of 64 counties in Louisiana and 2,411 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Bossier City, LA is average
Loan Limits for Bossier City, Louisiana
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bossier City (Bossier County) below.
Conforming loan limits for Bossier City, LA
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Bossier City, LA
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Bossier City, LA
1 unit:$726,200
Additional Mortgage Resources for Bossier City, LA Residents