Compare Current Manhattan, Kansas Mortgage Rates

Compare Manhattan, KS mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Manhattan.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Manhattan. Plus, shopping lenders is free and there is no obligation.

Manhattan, KS Mortgage Rates as of December 1, 2022
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact
Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Manhattan, KS Mortgage Rates

December 1, 2022

Current mortgage rates in Manhattan, KS are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Manhattan, KS Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Manhattan, Kansas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Manhattan. Understand how much you need to earn to afford a home in Manhattan, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Manhattan fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Manhattan is right for you.

The median home value for Manhattan, KS (Riley County) is $241,812

Based on current mortgage rates and a 10% down payment, you need to make $39,620 per year to buy the median priced home in Manhattan

With this income, you could qualify for a $217,630 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Manhattan is $918

The median household income for Manhattan, KS (Riley County) is $55,038

Based on this income, you can afford a home valued at approximately $335,913

The home price you can afford to buy based on household income in Manhattan is 139% of the median home value which means housing prices are average. Manhattan (Riley County) ranks 105 out of 105 counties in Kansas and 2,722 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Manhattan, KS is average


Loan Limits for Manhattan, Kansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Manhattan (Riley County) below.

Conforming loan limits for Manhattan, KS

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Manhattan, KS

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Manhattan, KS

1 unit: $647,200

Additional Mortgage Resources for Manhattan, KS Residents

Mortgage Rates for Kansas Cities

Butler Mortgage Rates

Edwardsville Mortgage Rates

Hutchinson Mortgage Rates

Lawrence Mortgage Rates

Leavenworth Mortgage Rates

Manhattan Mortgage Rates

Olathe Mortgage Rates

Salina Mortgage Rates

Topeka Mortgage Rates

Wichita Mortgage Rates