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Edwardsville

Current Mortgage Rates in Edwardsville, Kansas

Compare mortgage rates and fees for leading lenders in Edwardsville, KS. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Edwardsville.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Edwardsville. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Edwardsville, KS as of December 14, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Edwardsville, KS Mortgage Rates Compare?

December 14, 2019

The current average rate for a 30 year fixed rate mortgage in Edwardsville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Edwardsville, KS Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Edwardsville, Kansas?

The median home value for Edwardsville, KS (Wyandotte County) is $112,194

The median household income for Edwardsville, KS (Wyandotte County) is $44,091

Based on current mortgage rates and a 10% down payment, you need to make $20,816 per year to buy the median priced home in Edwardsville

The home price you can afford to buy based on household income in Edwardsville is 212% of the median home value which means housing prices are affordable

Edwardsville (Wyandotte County) ranks 95 out of 105 counties in Kansas and 1,354 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Edwardsville, KS is affordable

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Loan Limits for Edwardsville, Kansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Edwardsville (Wyandotte County) below.

Conforming loan limits for Edwardsville, KS

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Edwardsville, KS

1 unit: $336,950
2 units: $431,350
3 units: $521,400
4 units: $648,000

VA loan limits for Edwardsville, KS

1 unit: $484,350

Additional Mortgage Resources for Edwardsville, KS Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index