Compare mortgage rates and fees for leading lenders in Edwardsville, KS. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Edwardsville.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Edwardsville. Plus, shopping lenders is free and there is no obligation.
December 14, 2019
The current average rate for a 30 year fixed rate mortgage in Edwardsville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Edwardsville, KS (Wyandotte County) is $112,194
The median household income for Edwardsville, KS (Wyandotte County) is $44,091
Based on current mortgage rates and a 10% down payment, you need to make $20,816 per year to buy the median priced home in Edwardsville
The home price you can afford to buy based on household income in Edwardsville is 212% of the median home value which means housing prices are affordable
Edwardsville (Wyandotte County) ranks 95 out of 105 counties in Kansas and 1,354 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Edwardsville, KS is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Edwardsville (Wyandotte County) below.
Conforming loan limits for Edwardsville, KS
FHA loan limits for Edwardsville, KS
VA loan limits for Edwardsville, KS
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index