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Edwardsville

Current Mortgage Rates in Edwardsville, Kansas

Compare mortgage rates and fees for leading lenders in Edwardsville, KS. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Edwardsville.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Edwardsville. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Edwardsville, KS as of April 2, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Edwardsville, KS Mortgage Rates Compare?

April 2, 2020

The current average rate for a 30 year fixed rate mortgage in Edwardsville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Edwardsville, KS Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Edwardsville, Kansas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Edwardsville. Understand how much you need to earn to afford a home in Edwardsville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Edwardsville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Edwardsville is right for you.

The median home value for Edwardsville, KS (Wyandotte County) is $117,804

Based on current mortgage rates and a 10% down payment, you need to make $21,202 per year to buy the median priced home in Edwardsville

With this income, you could qualify for a $106,023 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Edwardsville is $491

The median household income for Edwardsville, KS (Wyandotte County) is $45,121

Based on this income, you can afford a home valued at approximately $250,707

The home price you can afford to buy based on household income in Edwardsville is 213% of the median home value which means housing prices are affordable. Edwardsville (Wyandotte County) ranks 95 out of 105 counties in Kansas and 1,317 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Edwardsville, KS is affordable

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Loan Limits for Edwardsville, Kansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Edwardsville (Wyandotte County) below.

Conforming loan limits for Edwardsville, KS

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Edwardsville, KS

1 unit: $351,900
2 units: $450,500
3 units: $544,550
4 units: $676,750

VA loan limits for Edwardsville, KS

1 unit: $510,400

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