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Dubuque

Compare Current Dubuque, Iowa Mortgage Rates

Compare Dubuque, IA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Dubuque.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Dubuque. Plus, shopping lenders is free and there is no obligation.

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Dubuque, IA Mortgage Rates as of June 19, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Dubuque, IA Mortgage Rates

June 19, 2024

Current mortgage rates in Dubuque, IA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Dubuque, IA Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%

How Affordable is Housing in Dubuque, Iowa?

Below we provide helpful information on the real estate market, home prices and housing affordability in Dubuque. Understand how much you need to earn to afford a home in Dubuque, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Dubuque fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Dubuque is right for you.

The median home value for Dubuque, IA is $222,576

Based on current mortgage rates and a 10% down payment, you need to make $46,433 per year to buy the median priced home in Dubuque

With this income, you could qualify for a $200,319 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Dubuque is $1,075

The median household income for Dubuque, IA is $76,694

Based on this income, you can afford a home valued at approximately $367,630

The home price you can afford to buy based on household income in Dubuque is 165% of the median home value which means housing prices are average. Dubuque ranks 87 out of 99 counties in Iowa and 1,496 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Dubuque, IA is average

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Loan Limits for Dubuque, Iowa

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Dubuque below.

Conforming loan limits for Dubuque, IA

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Dubuque, IA

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Dubuque, IA

1 unit: $726,200

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