Compare Adel, IA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Adel.
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August 18, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Adel. Understand how much you need to earn to afford a home in Adel, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Adel fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Adel is right for you.
The median home value for Adel, IA (Dallas County) is $315,657
Based on current mortgage rates and a 10% down payment, you need to make $65,851 per year to buy the median priced home in Adel
With this income, you could qualify for a $284,091 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Adel is $1,525
The median household income for Adel, IA (Dallas County) is $92,075
Based on this income, you can afford a home valued at approximately $441,361
The home price you can afford to buy based on household income in Adel is 140% of the median home value which means housing prices are average. Adel (Dallas County) ranks 96 out of 99 counties in Iowa and 2,131 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Adel, IA is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Adel (Dallas County) below.
Conforming loan limits for Adel, IA
FHA loan limits for Adel, IA