Compare Current Jeffersonville, Indiana Mortgage Rates

Compare Jeffersonville, IN mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Jeffersonville.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Jeffersonville. Plus, shopping lenders is free and there is no obligation.

Jeffersonville, IN Mortgage Rates as of June 19, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Jeffersonville, IN Mortgage Rates

June 19, 2024

Current mortgage rates in Jeffersonville, IN are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Jeffersonville, IN Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Jeffersonville, Indiana?

Below we provide helpful information on the real estate market, home prices and housing affordability in Jeffersonville. Understand how much you need to earn to afford a home in Jeffersonville, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Jeffersonville fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Jeffersonville is right for you.

The median home value for Jeffersonville, IN (Clark County) is $211,084

Based on current mortgage rates and a 10% down payment, you need to make $44,036 per year to buy the median priced home in Jeffersonville

With this income, you could qualify for a $189,976 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Jeffersonville is $1,020

The median household income for Jeffersonville, IN (Clark County) is $63,140

Based on this income, you can afford a home valued at approximately $302,659

The home price you can afford to buy based on household income in Jeffersonville is 143% of the median home value which means housing prices are average. Jeffersonville (Clark County) ranks 83 out of 92 counties in Indiana and 2,057 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Jeffersonville, IN is average


Loan Limits for Jeffersonville, Indiana

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Jeffersonville (Clark County) below.

Conforming loan limits for Jeffersonville, IN

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Jeffersonville, IN

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Jeffersonville, IN

1 unit: $726,200

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