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Hartford

Current Mortgage Rates in Hartford, Connecticut

Compare mortgage rates and fees for leading lenders in Hartford, CT. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Hartford.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Hartford. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Hartford, CT as of August 22, 2019
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Hartford, CT Mortgage Rates Compare?

August 22, 2019

The current average rate for a 30 year fixed rate mortgage in Hartford is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Hartford, CT Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Hartford, Connecticut?

The median home value for Hartford, CT is $243,651

The median household income for Hartford, CT is $72,074

Based on current mortgage rates and a 10% down payment, you need to make $45,205 per year to buy the median priced home in Hartford

The home price you can afford to by based on household income in Hartford is 159% of the median home value which means housing prices are average

Hartford ranks 5 out of 8 counties in Connecticut and 2,389 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Hartford, CT is average

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Loan Limits for Hartford, Connecticut

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Hartford below.

Conforming loan limits for Hartford, CT

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Hartford, CT

1 unit: $353,050
2 units: $451,950
3 units: $546,300
4 units: $678,950

VA loan limits for Hartford, CT

1 unit: $484,350

Additional Mortgage Resources for Hartford, CT Residents

Mortgage Rates for Connecticut Cities

Bridgeport Mortgage Rates

Hartford Mortgage Rates

Litchfield Mortgage Rates

Middletown Mortgage Rates

New Haven Mortgage Rates

Norwich Mortgage Rates

Tolland Mortgage Rates

Windham Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index