Current Mortgage Rates in Bridgeport, Connecticut

Compare mortgage rates and fees for leading lenders in Bridgeport, CT. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Bridgeport.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Bridgeport. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Bridgeport, CT as of December 11, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Bridgeport, CT Mortgage Rates Compare?

December 11, 2019

The current average rate for a 30 year fixed rate mortgage in Bridgeport is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Bridgeport, CT Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Bridgeport, Connecticut?

The median home value for Bridgeport, CT (Fairfield County) is $434,844

The median household income for Bridgeport, CT (Fairfield County) is $92,517

Based on current mortgage rates and a 10% down payment, you need to make $80,677 per year to buy the median priced home in Bridgeport

The home price you can afford to buy based on household income in Bridgeport is 115% of the median home value which means housing prices are average

Bridgeport (Fairfield County) ranks 8 out of 8 counties in Connecticut and 2,905 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Bridgeport, CT is average


Loan Limits for Bridgeport, Connecticut

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Bridgeport (Fairfield County) below.

Conforming loan limits for Bridgeport, CT

1 unit: $601,450
2 units: $769,950
3 units: $930,700
4 units: $1,156,650

FHA loan limits for Bridgeport, CT

1 unit: $601,450
2 units: $769,950
3 units: $930,700
4 units: $1,156,650

VA loan limits for Bridgeport, CT

1 unit: $601,450

Additional Mortgage Resources for Bridgeport, CT Residents

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US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index