Compare Current Windsor, Vermont Mortgage Rates

Compare Windsor, VT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Windsor.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Windsor. Plus, shopping lenders is free and there is no obligation.

Windsor, VT Mortgage Rates as of December 7, 2023
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details. Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Windsor, VT Mortgage Rates

December 7, 2023

Current mortgage rates in Windsor, VT are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Windsor, VT Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Windsor, Vermont?

Below we provide helpful information on the real estate market, home prices and housing affordability in Windsor. Understand how much you need to earn to afford a home in Windsor, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Windsor fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Windsor is right for you.

The median home value for Windsor, VT is $261,377

Based on current mortgage rates and a 10% down payment, you need to make $54,527 per year to buy the median priced home in Windsor

With this income, you could qualify for a $235,239 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Windsor is $1,263

The median household income for Windsor, VT is $64,718

Based on this income, you can afford a home valued at approximately $310,227

The home price you can afford to buy based on household income in Windsor is 119% of the median home value which means housing prices are average. Windsor ranks 11 out of 14 counties in Vermont and 2,532 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Windsor, VT is average


Loan Limits for Windsor, Vermont

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Windsor below.

Conforming loan limits for Windsor, VT

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Windsor, VT

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Windsor, VT

1 unit: $726,200

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