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Windsor

Current Mortgage Rates in Windsor, Vermont

Compare mortgage rates and fees for leading lenders in Windsor, VT. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Windsor.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Windsor. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Windsor, VT as of February 20, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Windsor, VT Mortgage Rates Compare?

February 20, 2020

The current average rate for a 30 year fixed rate mortgage in Windsor is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Windsor, VT Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Windsor, Vermont?

Below we provide helpful information on the real estate market, home prices and housing affordability in Windsor. Understand how much you need to earn to afford a home in Windsor, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Windsor fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Windsor is right for you.

The median home value for Windsor, VT is $233,464

Based on current mortgage rates and a 10% down payment, you need to make $42,017 per year to buy the median priced home in Windsor

With this income, you could qualify for a $210,117 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Windsor is $973

The median household income for Windsor, VT is $59,933

Based on this income, you can afford a home valued at approximately $333,010

The home price you can afford to buy based on household income in Windsor is 143% of the median home value which means housing prices are average. Windsor ranks 8 out of 14 counties in Vermont and 2,625 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Windsor, VT is average

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Loan Limits for Windsor, Vermont

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Windsor below.

Conforming loan limits for Windsor, VT

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Windsor, VT

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Windsor, VT

1 unit: $510,400

Additional Mortgage Resources for Windsor, VT Residents

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