Compare Barre, VT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Barre.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Barre. Plus, shopping lenders is free and there is no obligation.
August 22, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Barre. Understand how much you need to earn to afford a home in Barre, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Barre fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Barre is right for you.
The median home value for Barre, VT (Washington County) is $282,629
Based on current mortgage rates and a 10% down payment, you need to make $58,961 per year to buy the median priced home in Barre
With this income, you could qualify for a $254,366 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Barre is $1,365
The median household income for Barre, VT (Washington County) is $71,152
Based on this income, you can afford a home valued at approximately $341,066
The home price you can afford to buy based on household income in Barre is 121% of the median home value which means housing prices are average. Barre (Washington County) ranks 8 out of 14 counties in Vermont and 2,495 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Barre, VT is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Barre (Washington County) below.
Conforming loan limits for Barre, VT
FHA loan limits for Barre, VT