Current Vermont Mortgage Rates

Compare Vermont mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Vermont.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Vermont. Plus, shopping lenders is free and there is no obligation.

Vermont Mortgage Rates as of June 25, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Vermont Mortgage Rates

June 25, 2022

Current mortgage rates in Vermont are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Vermont Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Vermont?

Below we offer valuable insights on the housing market and real estate prices in Vermont. Understand how much you need to make to buy a house in Vermont, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Vermont is affordable for you. We provide this helpful information to help you decide if living in Vermont is right for you.

The median home value for Vermont is $294,863

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Vermont is $48,312

With this income, you could qualify for a $265,377 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Vermont is $1,119

The median household income for Vermont is $69,057

Based on this income, you can afford a home valued at approximately $421,478

The home price you can afford to buy based on household income in Vermont is 143% of the median home value which means housing prices are expensive. Vermont ranks 34 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Vermont is expensive


Additional Mortgage Resources for Vermont Residents

Mortgage Rates for Vermont Cities

Barre Mortgage Rates

Burlington Mortgage Rates

Franklin Mortgage Rates

Rutland Mortgage Rates

Windsor Mortgage Rates