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Vermont

Current Vermont Mortgage Rates

Compare mortgage rates and closing costs for leading lenders in Vermont. Review free, personalized mortgage rates for Vermont based on your specifc loan amount, program and other factors. Easily compare APRs, fees and monthly payments to find the lender offering the best mortgage terms.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Vermont. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates for Vermont as of April 9, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Vermont Mortgage Rates Compare?

April 9, 2020

The current average rate for a 30 year fixed rate mortgage in Vermont is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Vermont Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Vermont?

Below we offer valuable insights on the housing market and real estate prices in Vermont. Understand how much you need to make to buy a house in Vermont, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Vermont is affordable for you. We provide this helpful information to help you decide if living in Vermont is right for you.

The median home value for Vermont is $246,983

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Vermont is $44,450

With this income, you could qualify for a $222,284 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Vermont is $1,029

The median household income for Vermont is $61,576

Based on this income, you can afford a home valued at approximately $342,136

The home price you can afford to buy based on household income in Vermont is 139% of the median home value which means housing prices are expensive. Vermont ranks 32 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Vermont is expensive

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Additional Mortgage Resources for Vermont Residents

Mortgage Rates for Vermont Cities

Barre Mortgage Rates

Burlington Mortgage Rates

Franklin Mortgage Rates

Rutland Mortgage Rates

Windsor Mortgage Rates