Compare mortgage rates and fees for leading lenders in Shepherdsville, KY. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Shepherdsville.
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December 12, 2019
The current average rate for a 30 year fixed rate mortgage in Shepherdsville is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Shepherdsville, KY (Bullitt County) is $177,110
The median household income for Shepherdsville, KY (Bullitt County) is $61,749
Based on current mortgage rates and a 10% down payment, you need to make $32,859 per year to buy the median priced home in Shepherdsville
The home price you can afford to buy based on household income in Shepherdsville is 188% of the median home value which means housing prices are average
Shepherdsville (Bullitt County) ranks 92 out of 120 counties in Kentucky and 1,823 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Shepherdsville, KY is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Shepherdsville (Bullitt County) below.
Conforming loan limits for Shepherdsville, KY
FHA loan limits for Shepherdsville, KY
VA loan limits for Shepherdsville, KY
Learn what price home you can afford to buy in Shepherdsville
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index