Current Mortgage Rates in Campbell, Kentucky

Compare mortgage rates and fees for leading lenders in Campbell, KY. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Campbell.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Campbell. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Campbell, KY as of August 13, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.


How Do Today's Campbell, KY Mortgage Rates Compare?

August 13, 2020

The current average rate for a 30 year fixed rate mortgage in Campbell is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Campbell, KY Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Campbell, Kentucky?

Below we provide helpful information on the real estate market, home prices and housing affordability in Campbell. Understand how much you need to earn to afford a home in Campbell, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Campbell fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Campbell is right for you.

The median home value for Campbell, KY is $200,707

Based on current mortgage rates and a 10% down payment, you need to make $36,122 per year to buy the median priced home in Campbell

With this income, you could qualify for a $180,636 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Campbell is $837

The median household income for Campbell, KY is $60,334

Based on this income, you can afford a home valued at approximately $335,237

The home price you can afford to buy based on household income in Campbell is 167% of the median home value which means housing prices are average. Campbell ranks 111 out of 120 counties in Kentucky and 2,230 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Campbell, KY is average


Loan Limits for Campbell, Kentucky

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Campbell below.

Conforming loan limits for Campbell, KY

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Campbell, KY

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Campbell, KY

1 unit: $510,400

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