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Compare Campbell, KY mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Campbell.
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Campbell, KY Mortgage Rates as of December 7, 2023
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Compare Today's Campbell, KY Mortgage Rates
December 7, 2023
Current mortgage rates in Campbell, KY are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Campbell, KY Rates
National Average
Comparison
30 Year Fixed Rate
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7.220%
15 Year Fixed Rate
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6.560%
5/1 Adjustable Rate Mortgage
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6.625%
How Affordable is Housing in Campbell, Kentucky?
Below we provide helpful information on the real estate market, home prices and housing affordability in Campbell. Understand how much you need to earn to afford a home in Campbell, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Campbell fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Campbell is right for you.
The median home value for Campbell, KY is $242,198
Based on current mortgage rates and a 10% down payment, you need to make $50,526 per year to buy the median priced home in Campbell
With this income, you could qualify for a $217,978 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Campbell is $1,170
The median household income for Campbell, KY is $72,748
Based on this income, you can afford a home valued at approximately $348,716
The home price you can afford to buy based on household income in Campbell is 144% of the median home value which means housing prices are average.
Campbell ranks 105 out of 120 counties in Kentucky and 2,042 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Campbell, KY is average
Loan Limits for Campbell, Kentucky
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Campbell below.
Conforming loan limits for Campbell, KY
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Campbell, KY
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Campbell, KY
1 unit:$726,200
Additional Mortgage Resources for Campbell, KY Residents