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Campbell

Current Mortgage Rates in Campbell, Kentucky

Compare mortgage rates and fees for leading lenders in Campbell, KY. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Campbell.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Campbell. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Campbell, KY as of September 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Campbell, KY Mortgage Rates Compare?

September 22, 2019

The current average rate for a 30 year fixed rate mortgage in Campbell is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Campbell, KY Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.600%
15 Year Fixed Rate
B.BBB%
3.050%
5/1 Adjustable Rate Mortgage
C.CCC%
3.360%

How Affordable is Housing in Campbell, Kentucky?

The median home value for Campbell, KY is $191,150

The median household income for Campbell, KY is $58,957

Based on current mortgage rates and a 10% down payment, you need to make $35,464 per year to buy the median priced home in Campbell

The home price you can afford to buy based on household income in Campbell is 166% of the median home value which means housing prices are average

Campbell ranks 111 out of 120 counties in Kentucky and 2,267 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Campbell, KY is average

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Loan Limits for Campbell, Kentucky

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Campbell below.

Conforming loan limits for Campbell, KY

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Campbell, KY

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Campbell, KY

1 unit: $484,350

Additional Mortgage Resources for Campbell, KY Residents

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Shepherdsville Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index