Compare mortgage rates and fees for leading lenders in Elizabethtown, KY. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Elizabethtown.
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December 9, 2019
The current average rate for a 30 year fixed rate mortgage in Elizabethtown is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Elizabethtown, KY (Hardin County) is $162,691
The median household income for Elizabethtown, KY (Hardin County) is $53,510
Based on current mortgage rates and a 10% down payment, you need to make $30,184 per year to buy the median priced home in Elizabethtown
The home price you can afford to buy based on household income in Elizabethtown is 177% of the median home value which means housing prices are average
Elizabethtown (Hardin County) ranks 101 out of 120 counties in Kentucky and 2,038 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Elizabethtown, KY is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Elizabethtown (Hardin County) below.
Conforming loan limits for Elizabethtown, KY
FHA loan limits for Elizabethtown, KY
VA loan limits for Elizabethtown, KY
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index