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Navajo

Compare Current Navajo, Arizona Mortgage Rates

Compare Navajo, AZ mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Navajo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Navajo. Plus, shopping lenders is free and there is no obligation.

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Navajo, AZ Mortgage Rates as of December 1, 2022
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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Compare Today's Navajo, AZ Mortgage Rates

December 1, 2022

Current mortgage rates in Navajo, AZ are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Today's
Navajo, AZ Rates
National
Average
Comparison
30 Year Fixed Rate
%
6.580%
15 Year Fixed Rate
%
5.900%
5/1 Adjustable Rate Mortgage
%
5.895%

How Affordable is Housing in Navajo, Arizona?

Below we provide helpful information on the real estate market, home prices and housing affordability in Navajo. Understand how much you need to earn to afford a home in Navajo, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Navajo fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Navajo is right for you.

The median home value for Navajo, AZ is $204,980

Based on current mortgage rates and a 10% down payment, you need to make $33,585 per year to buy the median priced home in Navajo

With this income, you could qualify for a $184,482 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Navajo is $778

The median household income for Navajo, AZ is $42,043

Based on this income, you can afford a home valued at approximately $256,599

The home price you can afford to buy based on household income in Navajo is 125% of the median home value which means housing prices are average. Navajo ranks 11 out of 15 counties in Arizona and 2,844 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Navajo, AZ is average

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Loan Limits for Navajo, Arizona

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Navajo below.

Conforming loan limits for Navajo, AZ

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Navajo, AZ

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Navajo, AZ

1 unit: $647,200

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