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Navajo

Current Mortgage Rates in Navajo, Arizona

Compare mortgage rates and fees for leading lenders in Navajo, AZ. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Navajo.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Navajo. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Navajo, AZ as of October 22, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Navajo, AZ Mortgage Rates Compare?

October 22, 2019

The current average rate for a 30 year fixed rate mortgage in Navajo is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Navajo, AZ Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Navajo, Arizona?

The median home value for Navajo, AZ is $148,623

The median household income for Navajo, AZ is $39,984

Based on current mortgage rates and a 10% down payment, you need to make $27,574 per year to buy the median priced home in Navajo

The home price you can afford to buy based on household income in Navajo is 145% of the median home value which means housing prices are average

Navajo ranks 9 out of 15 counties in Arizona and 2,610 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Navajo, AZ is average

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Loan Limits for Navajo, Arizona

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Navajo below.

Conforming loan limits for Navajo, AZ

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Navajo, AZ

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Navajo, AZ

1 unit: $484,350

Additional Mortgage Resources for Navajo, AZ Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index