Compare Current Apache, Arizona Mortgage Rates

Compare Apache, AZ mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Apache.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Apache. Plus, shopping lenders is free and there is no obligation.

Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Apache, AZ Mortgage Rates

December 1, 2022

Current mortgage rates in Apache, AZ are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program

Today's
Apache, AZ Rates

National
Average

Comparison

30 Year Fixed Rate

%

6.580%

15 Year Fixed Rate

%

5.900%

5/1 Adjustable Rate Mortgage

%

5.895%

How Affordable is Housing in Apache, Arizona?

Below we provide helpful information on the real estate market, home prices and housing affordability in Apache. Understand how much you need to earn to afford a home in Apache, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Apache fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Apache is right for you.

The median home value for Apache, AZ is $103,044

Based on current mortgage rates and a 10% down payment, you need to make $16,883 per year to buy the median priced home in Apache

With this income, you could qualify for a $92,740 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Apache is $391

The median household income for Apache, AZ is $32,945

Based on this income, you can afford a home valued at approximately $201,073

The home price you can afford to buy based on household income in Apache is 195% of the median home value which means housing prices are average. Apache ranks 3 out of 15 counties in Arizona and 1,827 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Apache, AZ is average