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Apache

Current Mortgage Rates in Apache, Arizona

Compare mortgage rates and fees for leading lenders in Apache, AZ. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Apache.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Apache. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Apache, AZ as of September 19, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Apache, AZ Mortgage Rates Compare?

September 19, 2020

The current average rate for a 30 year fixed rate mortgage in Apache is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Apache, AZ Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Apache, Arizona?

Below we provide helpful information on the real estate market, home prices and housing affordability in Apache. Understand how much you need to earn to afford a home in Apache, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Apache fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Apache is right for you.

The median home value for Apache, AZ is $57,721

Based on current mortgage rates and a 10% down payment, you need to make $10,388 per year to buy the median priced home in Apache

With this income, you could qualify for a $51,949 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Apache is $241

The median household income for Apache, AZ is $34,128

Based on this income, you can afford a home valued at approximately $189,628

The home price you can afford to buy based on household income in Apache is 329% of the median home value which means housing prices are super affordable. Apache ranks 1 out of 15 counties in Arizona and 159 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Apache, AZ is super affordable

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Loan Limits for Apache, Arizona

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Apache below.

Conforming loan limits for Apache, AZ

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Apache, AZ

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Apache, AZ

1 unit: $510,400

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