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Apache

Current Mortgage Rates in Apache, Arizona

Compare mortgage rates and fees for leading lenders in Apache, AZ. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Apache.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Apache. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Apache, AZ as of October 19, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Apache, AZ Mortgage Rates Compare?

October 19, 2019

The current average rate for a 30 year fixed rate mortgage in Apache is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Apache, AZ Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Apache, Arizona?

The median home value for Apache, AZ is $52,858

The median household income for Apache, AZ is $33,349

Based on current mortgage rates and a 10% down payment, you need to make $9,807 per year to buy the median priced home in Apache

The home price you can afford to buy based on household income in Apache is 340% of the median home value which means housing prices are super affordable

Apache ranks 1 out of 15 counties in Arizona and 123 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Apache, AZ is super affordable

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Loan Limits for Apache, Arizona

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Apache below.

Conforming loan limits for Apache, AZ

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Apache, AZ

1 unit: $314,827
2 units: $403,125
3 units: $487,250
4 units: $605,525

VA loan limits for Apache, AZ

1 unit: $484,350

Additional Mortgage Resources for Apache, AZ Residents

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Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index