Mortgage Process Timeline
- It is important to emphasize that when you get a mortgage you should expect the unexpected including delays and unforeseen issues. The process almost always takes longer than anticipated so you should build a cushion into your time frame to make sure your mortgage closes when you need it to.
Review the interactive mortgage process timeline below to understand how long it takes to process and close your loan. The timeline covers the mortgage process from start to finish including getting prepared and organized, comparing lenders, selecting your loan program, submitting your application, lender underwriting, getting approved and closing. There are many steps involved in getting a mortgage and the process can be time consuming and overwhelming. Use our mortgage process timeline to understand how long each step takes. The time frame required to get a mortgage and buy a home varies depending on many factors but the process typically takes six-to-ten weeks, as outlined below. Scroll to the end of the mortgage process timeline by moving the white ball across the page or click below and use your forward and back arrow keys to explore different parts of the process.
We also offer a printer friendly version of the timeline and provide a day-by-day mortgage process schedule that provides a detailed timeline from when a home buyer's Offer to Purchase is accepted through mortgage funding.