- Compare Offers
- Save Money
- No Obligation
You provide some basic personal and financial info
We connect you with up to four FREEandCLEAR approved lenders
Compare lender proposals and select the mortgage that is right for you
Reasons to Get a Free Mortgage Quote
Simply put, comparing multiple lenders is the best way to save money on your mortgage. Most people shop to find the best deal on a car, television or even gas and the same approach applies to mortgages. Shopping lenders enables you to find the mortgage with the lowest interest rate and closing costs. According to an independent study by mortgage industry leader Freddie Mac, borrowers that received two mortgage quotes save an average of $1,500 and borrowers that received five proposals saved an average of $3,000. Plus, saving on your mortgage is not a one-time benefit. By finding a lower mortgage rate you save money every month which can add up to thousands of dollars over the course of your loan.
By enabling you to fill out one simple form to compare up to four lenders, our service enables you to shop for a mortgage quickly and easily. Instead of filling out multiple forms for different lenders, you provide your information only once and are connected with multiple lenders near you. Shopping lenders can be a time-consuming process but our form can be completed in under two minutes. Plus, our form focuses on only the most important information which means it is simpler to use and requires less time to complete. When you combine the amount of time you save with the amount of money you could potentially save, getting a free mortgage quote makes a lot of sense for borrowers.
Compare Leading Lenders
When you submit a mortgage quote request with FREEandCLEAR we connect you with leading lenders in your area. These lenders offer competitive mortgage terms and a wide range of mortgage programs to meet your financing needs. And because lenders know they are competing against other lenders for your mortgage business, they are more likely to offer attractive loan terms. Additionally, these lenders strive to offer a superior level of customer service to all borrowers.
You have absolutely no obligation to work with a lender that provides you a mortgage proposal. While our hope is that you find one of the proposals provided by the lenders in our network attractive enough to select, you are not required to work with a lender we connect you with. You decide the lender and mortgage program that best meets your personal and financial goals and we believe comparing quotes helps you make a more informed decision. Additionally, because you are not obligated to work with a specific lender, you have more control over the mortgage process. For example, we encourage you to compare loan proposals and negotiate better terms with lenders. Providing no obligation mortgage quotes offers you the flexibility to choose the lender that is right for you.
Does Not Cost a Penny
Like all of the resources on FREEandCLEAR, our mortgage quote service is completely free. There is absolutely no charge to receive quotes. Offering this service for free enables us to reach more borrowers and help more people save money on their mortgage.
Limited Personal Information Required
Our mortgage quote form requires a minimal amount of personal information from prospective borrowers. We do not require borrowers to submit their date of birth or home address and never request your social security number. Limiting the amount of personal information we request enhances your privacy and streamlines the quote process. We value your privacy and personal information and request the least amount of information necessary to complete the form and connect you with lenders.
Does Not Hurt Your Credit Score
Because lenders do not pull your credit report to provide you a proposal, getting a mortgage quote from FREEandCLEAR does not affect your credit score. This enables you to shop multiple lenders without worrying that your credit score will go down.
More FREEandCLEAR Mortgage Resources
We provide an informative step-by-step explanation of how to compare mortgage proposals and select the loan program and lender that are right for you. Learn what information and questions you should ask lenders and how to negotiate the best loan terms.
Use our Mortgage Comparison Calculator to compare up to three mortgages at the same time. You can use this calculator to evaluate proposals with different mortgage rates and closing costs. You can also compare mortgages with different lengths to determine the loan with the lowest monthly payment and total interest expense over the life of the mortgage. After you receive your mortgage proposals you can use our Mortgage Comparison Calculator to help you select the loan that is right for you.
Get pre-approved for your mortgage and benefit from enhanced certainty and speed of closing when you apply for a mortgage. Getting pre-approved can also give you a significant advantage when you make an offer to purchase a home as sellers typically prefer borrowers that are already pre-approved. The pre-approval process also acts as a rehearsal for the mortgage process and enables you to identify and address any key issues before formally submitting your loan application.
Use the FREEandCLEAR Lender Directory to search for lenders by state, lender type and loan product. Our lender directory features over 3,700 lenders of all types including banks, mortgage brokers and credit unions. The directory includes a wealth of useful information including loan programs offered and the states in which the lender is licensed. Use our directory to find the lender offering the loan program you are looking for.
Not quite ready to receive quotes but want to compare mortgage rates? Our rate tables enable you to compare interest rates and closing costs for lenders in your area. You can customize your comparison based on several factors including loan-to-value (LTV) ratio, loan program, loan term, credit score and property type. Our rate tables provide updated mortgage information based on your personal criteria.