Example Deed of Trust

The Deed of Trust is the document used in many Southern states in place of a mortgage to indicate that there is a promissory note (debt) on the property. The Deed of Trust outlines all loan terms and who the borrower and lender are.  The Deed of Trust also notes if there are any riders, which are document addendums that apply to non-standard mortgages such as adjustable rate mortgages or loans with balloon payments.  Please note that this is an example Deed of Trust document that should be used for informational purposes only.