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The Deed of Trust is the document used in many Southern states in place of a mortgage to indicate that there is a promissory note (debt) on the property. The Deed of Trust outlines all loan terms and who the borrower and lender are. The Deed of Trust also notes if there are any riders, which are document addendums that apply to non-standard mortgages such as adjustable rate mortgages or loans with balloon payments. Please note that this is an example Deed of Trust document that should be used for informational purposes only.
Loan terms assume conforming mortgage amount, 80% LTV ratio and minimum borrower credit score of 740. Purchases and rate and term refinances only. $150,000 minimum mortgage amount. Borrower is responsible for $995 lender fee. Loan terms are subject to change without notice.
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.