Welcome to the FREEandCLEAR Blog! Our blog offers unique insights on the latest mortgage market news and trends. We also use our blog to shine a spotlight on important topics that are shaping the real estate and mortgage markets including housing affordability, socioeconomic developments and financial literacy. We are always adding interesting features to the FREEandCLEAR Blog so sign up below to receive our Mortgage Market Update and other posts or check back frequently.

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Mortgage Market Weekly UpdatePOSTED: Sunday February 25, 2018 Mortgage Market Weekly UpdatePOSTED: Monday February 19, 2018 Mortgage Market Weekly UpdatePOSTED: Sunday February 11, 2018
How Rising Mortgage Rates Affect How Much Home You Can AffordPOSTED: Tuesday February 06, 2018

Over the past several weeks, mortgage rates have increased .250% to .500%, depending on the loan program and lender, and have reached at a multi-year high.  Although the Federal Reserve left interest rates unchanged at its January meeting, multiple rate hikes are anticipated over the course of 2018 as strong economic and labor market conditions stoke […]

Mortgage Market Weekly UpdatePOSTED: Sunday February 04, 2018
Borrowers Admit They Are Not Knowledgeable About MortgagesPOSTED: Wednesday January 31, 2018

The only thing worse than not knowing something is thinking you know something when you really do not.  When it comes to mortgage borrowers, the bad news is that most borrowers are not knowledgeable about mortgages.  The good news is that most borrowers recognize they are not knowledgeable about mortgages.   According to the FREEandCLEAR […]

Mortgage Market Weekly UpdatePOSTED: Sunday January 28, 2018
Many Borrowers Unaware of Low Down Payment Mortgage ProgramsPOSTED: Tuesday January 23, 2018

Saving enough money for a down payment is one of the biggest obstacles to buying a home, especially for first-time home buyers looking to crack the market.  Over the past several years rising rents and relatively stagnant wage growth have magnified the down payment challenge and many prospective home owners remained locked out of owning a home.  […]