Welcome to the FREEandCLEAR Blog! Our blog offers unique insights on the latest mortgage market news and trends. We also use our blog to shine a spotlight on important topics that are shaping the real estate and mortgage markets including housing affordability, socioeconomic developments and financial literacy. We are always adding interesting features to the FREEandCLEAR Blog so sign up below to receive our Mortgage Market Update and other posts or check back frequently.

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How the 2017 Tax Plan Impacts MortgagesPOSTED: Tuesday December 19, 2017

The 2017 tax reform bill, also known as the Tax Cuts and Jobs Act, is a monstrous piece of legislation — over 1,000 pages to be exact — that addresses many areas of the tax code.  At FREEandCLEAR we are 100% focused on mortgages so we combed through the bill to determine how this monumental […]

Mortgage Market Weekly UpdatePOSTED: Sunday December 17, 2017
Homeownership Builds Wealth and Peace of MindPOSTED: Wednesday December 13, 2017

We recently read an article titled “Homeownership Doesn’t Build Wealth” that asserted that renting a home is a superior way to build wealth than buying a home.  The article relied on an academic study that concluded that given fluctuations in property values, renting a home and investing the money you save in the stock market […]

Mortgage Market Weekly UpdatePOSTED: Sunday December 10, 2017 Mortgage Market Weekly UpdatePOSTED: Sunday December 03, 2017
Reasons FHA Mortgages Are Popular with MillennialsPOSTED: Tuesday November 28, 2017

The FHA mortgage program has been available for over 80 years but recently we have seen a surge in millennial home buyers using the program.  The FHA program offers borrowers of all ages several advantages and we outline below why this old school loan program attracts new school, millennial home buyers.   More Flexible Borrower Qualification Requirements […]

Mortgage Market Weekly UpdatePOSTED: Sunday November 26, 2017 Mortgage Market Weekly UpdatePOSTED: Sunday November 19, 2017