Current Mortgage Rates in Logan, Utah

Compare mortgage rates and fees for leading lenders in Logan, UT. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Logan.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Logan. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Logan, UT as of September 18, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Logan, UT Mortgage Rates Compare?

September 18, 2020

The current average rate for a 30 year fixed rate mortgage in Logan is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Logan, UT Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Logan, Utah?

Below we provide helpful information on the real estate market, home prices and housing affordability in Logan. Understand how much you need to earn to afford a home in Logan, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Logan fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Logan is right for you.

The median home value for Logan, UT (Cache County) is $267,840

Based on current mortgage rates and a 10% down payment, you need to make $48,204 per year to buy the median priced home in Logan

With this income, you could qualify for a $241,056 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Logan is $1,116

The median household income for Logan, UT (Cache County) is $56,752

Based on this income, you can afford a home valued at approximately $315,336

The home price you can afford to buy based on household income in Logan is 118% of the median home value which means housing prices are average. Logan (Cache County) ranks 23 out of 29 counties in Utah and 2,868 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Logan, UT is average


Loan Limits for Logan, Utah

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Logan (Cache County) below.

Conforming loan limits for Logan, UT

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Logan, UT

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Logan, UT

1 unit: $510,400

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