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Compare Logan, UT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Logan.
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Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Logan, UT Mortgage Rates
November 29, 2023
Current mortgage rates in Logan, UT are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Logan, UT Rates
National Average
Comparison
30 Year Fixed Rate
%
7.440%
15 Year Fixed Rate
%
6.760%
5/1 Adjustable Rate Mortgage
%
6.750%
How Affordable is Housing in Logan, Utah?
Below we provide helpful information on the real estate market, home prices and housing affordability in Logan. Understand how much you need to earn to afford a home in Logan, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Logan fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Logan is right for you.
The median home value for Logan, UT (Cache County) is $424,419
Based on current mortgage rates and a 10% down payment, you need to make $88,541 per year to buy the median priced home in Logan
With this income, you could qualify for a $381,977 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Logan is $2,050
The median household income for Logan, UT (Cache County) is $70,164
Based on this income, you can afford a home valued at approximately $336,329
The home price you can afford to buy based on household income in Logan is 79% of the median home value which means housing prices are very expensive.
Logan (Cache County) ranks 24 out of 29 counties in Utah and 3,011 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Logan, UT is very expensive
Loan Limits for Logan, Utah
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Logan (Cache County) below.
Conforming loan limits for Logan, UT
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Logan, UT
1 unit:$492,200
2 units:$630,100
3 units:$761,650
4 units:$946,550
VA loan limits for Logan, UT
1 unit:$726,200
Additional Mortgage Resources for Logan, UT Residents