Compare Clearfield, UT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Clearfield.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Clearfield. Plus, shopping lenders is free and there is no obligation.
August 14, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Clearfield. Understand how much you need to earn to afford a home in Clearfield, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Clearfield fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Clearfield is right for you.
The median home value for Clearfield, UT (Davis County) is $487,996
Based on current mortgage rates and a 10% down payment, you need to make $101,804 per year to buy the median priced home in Clearfield
With this income, you could qualify for a $439,196 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Clearfield is $2,358
The median household income for Clearfield, UT (Davis County) is $94,542
Based on this income, you can afford a home valued at approximately $453,189
The home price you can afford to buy based on household income in Clearfield is 93% of the median home value which means housing prices are expensive. Clearfield (Davis County) ranks 20 out of 29 counties in Utah and 2,885 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Clearfield, UT is expensive
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Clearfield (Davis County) below.
Conforming loan limits for Clearfield, UT
FHA loan limits for Clearfield, UT