Compare Current Clearfield, Utah Mortgage Rates

Compare Clearfield, UT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Clearfield.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Clearfield. Plus, shopping lenders is free and there is no obligation.

Clearfield, UT Mortgage Rates as of August 13, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Clearfield, UT Mortgage Rates

August 13, 2022

Current mortgage rates in Clearfield, UT are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Clearfield, UT Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Clearfield, Utah?

Below we provide helpful information on the real estate market, home prices and housing affordability in Clearfield. Understand how much you need to earn to afford a home in Clearfield, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Clearfield fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Clearfield is right for you.

The median home value for Clearfield, UT (Davis County) is $478,643

Based on current mortgage rates and a 10% down payment, you need to make $78,424 per year to buy the median priced home in Clearfield

With this income, you could qualify for a $430,779 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Clearfield is $1,816

The median household income for Clearfield, UT (Davis County) is $94,497

Based on this income, you can afford a home valued at approximately $576,745

The home price you can afford to buy based on household income in Clearfield is 120% of the median home value which means housing prices are average. Clearfield (Davis County) ranks 17 out of 29 counties in Utah and 2,887 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Clearfield, UT is average


Loan Limits for Clearfield, Utah

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Clearfield (Davis County) below.

Conforming loan limits for Clearfield, UT

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Clearfield, UT

1 unit: $646,300
2 units: $827,400
3 units: $1,000,100
4 units: $1,242,900

VA loan limits for Clearfield, UT

1 unit: $647,200

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