Compare mortgage rates and fees for leading lenders in Williston, ND. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Williston.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Williston. Plus, shopping lenders is free and there is no obligation.
August 18, 2019
The current average rate for a 30 year fixed rate mortgage in Williston is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%
The median home value for Williston, ND (Williams County) is $245,828
The median household income for Williston, ND (Williams County) is $92,622
Based on current mortgage rates and a 10% down payment, you need to make $45,609 per year to buy the median priced home in Williston
The home price you can afford to by based on household income in Williston is 203% of the median home value which means housing prices are affordable
Williston (Williams County) ranks 44 out of 53 counties in North Dakota and 1,535 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Williston, ND is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Williston (Williams County) below.
Conforming loan limits for Williston, ND
FHA loan limits for Williston, ND
VA loan limits for Williston, ND
US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs
FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat
Income Growth: https://www.bls.gov
National Average Rates: http://www.freddiemac.com/pmms/
Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
FREEandCLEAR Housing Affordability Index