Current Mortgage Rates in Williston, North Dakota

Compare mortgage rates and fees for leading lenders in Williston, ND. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Williston.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Williston. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Williston, ND as of December 10, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Williston, ND Mortgage Rates Compare?

December 10, 2019

The current average rate for a 30 year fixed rate mortgage in Williston is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Williston, ND Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Williston, North Dakota?

The median home value for Williston, ND (Williams County) is $245,828

The median household income for Williston, ND (Williams County) is $92,622

Based on current mortgage rates and a 10% down payment, you need to make $45,609 per year to buy the median priced home in Williston

The home price you can afford to buy based on household income in Williston is 203% of the median home value which means housing prices are affordable

Williston (Williams County) ranks 44 out of 53 counties in North Dakota and 1,535 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Williston, ND is affordable


Loan Limits for Williston, North Dakota

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Williston (Williams County) below.

Conforming loan limits for Williston, ND

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Williston, ND

1 unit: $330,050
2 units: $422,500
3 units: $510,700
4 units: $634,700

VA loan limits for Williston, ND

1 unit: $484,350

Additional Mortgage Resources for Williston, ND Residents

Mortgage Rates for North Dakota Cities

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Williston Mortgage Rates


US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index