Compare Williston, ND mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Williston.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Williston. Plus, shopping lenders is free and there is no obligation.
December 1, 2022
Below we provide helpful information on the real estate market, home prices and housing affordability in Williston. Understand how much you need to earn to afford a home in Williston, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Williston fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Williston is right for you.
The median home value for Williston, ND (Williams County) is $274,614
Based on current mortgage rates and a 10% down payment, you need to make $44,994 per year to buy the median priced home in Williston
With this income, you could qualify for a $247,153 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Williston is $1,042
The median household income for Williston, ND (Williams County) is $94,210
Based on this income, you can afford a home valued at approximately $574,991
The home price you can afford to buy based on household income in Williston is 209% of the median home value which means housing prices are affordable. Williston (Williams County) ranks 46 out of 53 counties in North Dakota and 1,543 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Williston, ND is affordable
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Williston (Williams County) below.
Conforming loan limits for Williston, ND
FHA loan limits for Williston, ND
VA loan limits for Williston, ND