Current Mortgage Rates in Williston, North Dakota

Compare mortgage rates and fees for leading lenders in Williston, ND. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Williston.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Williston. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Williston, ND as of August 13, 2020
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.


How Do Today's Williston, ND Mortgage Rates Compare?

August 13, 2020

The current average rate for a 30 year fixed rate mortgage in Williston is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Williston, ND Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Williston, North Dakota?

Below we provide helpful information on the real estate market, home prices and housing affordability in Williston. Understand how much you need to earn to afford a home in Williston, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Williston fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Williston is right for you.

The median home value for Williston, ND (Williams County) is $256,645

Based on current mortgage rates and a 10% down payment, you need to make $46,189 per year to buy the median priced home in Williston

With this income, you could qualify for a $230,980 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Williston is $1,070

The median household income for Williston, ND (Williams County) is $94,785

Based on this income, you can afford a home valued at approximately $526,658

The home price you can afford to buy based on household income in Williston is 205% of the median home value which means housing prices are affordable. Williston (Williams County) ranks 44 out of 53 counties in North Dakota and 1,471 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Williston, ND is affordable


Loan Limits for Williston, North Dakota

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Williston (Williams County) below.

Conforming loan limits for Williston, ND

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Williston, ND

1 unit: $331,760
2 units: $424,800
3 units: $513,450
4 units: $638,100

VA loan limits for Williston, ND

1 unit: $510,400

Additional Mortgage Resources for Williston, ND Residents

Mortgage Rates for North Dakota Cities

Bismarck Mortgage Rates

Fargo Mortgage Rates

Grand Forks Mortgage Rates

Minot Mortgage Rates

Williston Mortgage Rates