Compare Current Papillion, Nebraska Mortgage Rates

Compare Papillion, NE mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Papillion.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Papillion. Plus, shopping lenders is free and there is no obligation.

Papillion, NE Mortgage Rates as of May 25, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Papillion, NE Mortgage Rates

May 25, 2024

Current mortgage rates in Papillion, NE are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Papillion, NE Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Papillion, Nebraska?

Below we provide helpful information on the real estate market, home prices and housing affordability in Papillion. Understand how much you need to earn to afford a home in Papillion, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Papillion fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Papillion is right for you.

The median home value for Papillion, NE (Sarpy County) is $287,181

Based on current mortgage rates and a 10% down payment, you need to make $59,911 per year to buy the median priced home in Papillion

With this income, you could qualify for a $258,463 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Papillion is $1,387

The median household income for Papillion, NE (Sarpy County) is $89,263

Based on this income, you can afford a home valued at approximately $427,884

The home price you can afford to buy based on household income in Papillion is 149% of the median home value which means housing prices are average. Papillion (Sarpy County) ranks 88 out of 93 counties in Nebraska and 1,911 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Papillion, NE is average


Loan Limits for Papillion, Nebraska

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Papillion (Sarpy County) below.

Conforming loan limits for Papillion, NE

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Papillion, NE

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Papillion, NE

1 unit: $726,200

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