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Compare Current Papillion, Nebraska Mortgage Rates
Compare Papillion, NE mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Papillion.
We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Papillion. Plus, shopping lenders is free and there is no obligation.
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Papillion, NE Mortgage Rates
July 27, 2024
Current mortgage rates in Papillion, NE are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Papillion, NE Rates
National Average
Comparison
30 Year Fixed Rate
%
6.669%
15 Year Fixed Rate
%
5.960%
5/1 Adjustable Rate Mortgage
%
6.250%
How Affordable is Housing in Papillion, Nebraska?
Below we provide helpful information on the real estate market, home prices and housing affordability in Papillion. Understand how much you need to earn to afford a home in Papillion, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Papillion fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Papillion is right for you.
The median home value for Papillion, NE (Sarpy County) is $287,181
Based on current mortgage rates and a 10% down payment, you need to make $59,911 per year to buy the median priced home in Papillion
With this income, you could qualify for a $258,463 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Papillion is $1,387
The median household income for Papillion, NE (Sarpy County) is $89,263
Based on this income, you can afford a home valued at approximately $427,884
The home price you can afford to buy based on household income in Papillion is 149% of the median home value which means housing prices are average.
Papillion (Sarpy County) ranks 88 out of 93 counties in Nebraska and 1,911 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Papillion, NE is average
Loan Limits for Papillion, Nebraska
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Papillion (Sarpy County) below.
Conforming loan limits for Papillion, NE
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Papillion, NE
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Papillion, NE
1 unit:$726,200
Additional Mortgage Resources for Papillion, NE Residents