Current Nebraska Mortgage Rates

Compare Nebraska mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Nebraska.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Nebraska. Plus, shopping lenders is free and there is no obligation.

Nebraska Mortgage Rates as of July 15, 2024
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Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Nebraska Mortgage Rates

July 15, 2024

Current mortgage rates in Nebraska are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Nebraska Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Nebraska?

Below we offer valuable insights on the housing market and real estate prices in Nebraska. Understand how much you need to make to buy a house in Nebraska, including the mortgage you need. Review the monthy loan payment so you can determine if home ownership in Nebraska is affordable for you. We provide this helpful information to help you decide if living in Nebraska is right for you.

The median home value for Nebraska is $218,633

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Nebraska is $45,610

With this income, you could qualify for a $196,769 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Nebraska is $1,056

The median household income for Nebraska is $68,121

Based on this income, you can afford a home valued at approximately $326,538

The home price you can afford to buy based on household income in Nebraska is 149% of the median home value which means housing prices are super affordable. Nebraska ranks 6 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Nebraska is super affordable


Additional Mortgage Resources for Nebraska Residents

Mortgage Rates for Nebraska Cities

Grand Island Mortgage Rates

Lincoln Mortgage Rates

Omaha Mortgage Rates

Papillion Mortgage Rates