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Nebraska

Current Nebraska Mortgage Rates

Compare mortgage rates and closing costs for leading lenders in Nebraska. Review free, personalized mortgage rates for Nebraska based on your specifc loan amount, program and other factors. Easily compare APRs, fees and monthly payments to find the lender offering the best mortgage terms.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Nebraska. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates for Nebraska as of December 14, 2019
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Get Personalized Mortgage Quotes for Nebraska

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Nebraska Mortgage Rates Compare?

December 14, 2019

The current average rate for a 30 year fixed rate mortgage in Nebraska is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Nebraska Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Nebraska?

The median home value for Nebraska is $160,980

The median household income for Nebraska is $59,349

Based on current mortgage rates and a 10% down payment, the income required to buy the median priced home in Nebraska is $29,867

The home price you can afford to buy based on household income in Nebraska is 199% of the median home value which means housing prices are super affordable. Nebraska ranks 5 out of 50 states for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the real estate market in Nebraska is super affordable

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Additional Mortgage Resources for Nebraska Residents

Mortgage Rates for Nebraska Cities

Grand Island Mortgage Rates

Lincoln Mortgage Rates

Omaha Mortgage Rates

Papillion Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

FREEandCLEAR Housing Affordability Index