Compare Current Flint, Michigan Mortgage Rates

Compare Flint, MI mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Flint.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Flint. Plus, shopping lenders is free and there is no obligation.

Flint, MI Mortgage Rates as of November 30, 2022
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Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Flint, MI Mortgage Rates

November 30, 2022

Current mortgage rates in Flint, MI are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Flint, MI Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Flint, Michigan?

Below we provide helpful information on the real estate market, home prices and housing affordability in Flint. Understand how much you need to earn to afford a home in Flint, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Flint fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Flint is right for you.

The median home value for Flint, MI (Genesee County) is $161,254

Based on current mortgage rates and a 10% down payment, you need to make $26,421 per year to buy the median priced home in Flint

With this income, you could qualify for a $145,129 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Flint is $612

The median household income for Flint, MI (Genesee County) is $54,464

Based on this income, you can afford a home valued at approximately $332,410

The home price you can afford to buy based on household income in Flint is 206% of the median home value which means housing prices are affordable. Flint (Genesee County) ranks 52 out of 83 counties in Michigan and 1,607 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Flint, MI is affordable


Loan Limits for Flint, Michigan

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Flint (Genesee County) below.

Conforming loan limits for Flint, MI

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Flint, MI

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Flint, MI

1 unit: $647,200

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