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Plymouth

Current Mortgage Rates in Plymouth, Massachusetts

Compare mortgage rates and fees for leading lenders in Plymouth, MA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Plymouth.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Plymouth. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Plymouth, MA as of December 12, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Plymouth, MA Mortgage Rates Compare?

December 12, 2019

The current average rate for a 30 year fixed rate mortgage in Plymouth is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Plymouth, MA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Plymouth, Massachusetts?

The median home value for Plymouth, MA is $371,781

The median household income for Plymouth, MA is $84,590

Based on current mortgage rates and a 10% down payment, you need to make $68,977 per year to buy the median priced home in Plymouth

The home price you can afford to buy based on household income in Plymouth is 123% of the median home value which means housing prices are average

Plymouth ranks 6 out of 14 counties in Massachusetts and 2,851 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Plymouth, MA is average

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Loan Limits for Plymouth, Massachusetts

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Plymouth below.

Conforming loan limits for Plymouth, MA

1 unit: $688,850
2 units: $881,850
3 units: $1,065,950
4 units: $1,324,750

FHA loan limits for Plymouth, MA

1 unit: $688,850
2 units: $881,850
3 units: $1,065,950
4 units: $1,324,750

VA loan limits for Plymouth, MA

1 unit: $688,850

Additional Mortgage Resources for Plymouth, MA Residents

Mortgage Rates for Massachusetts Cities

Amherst Mortgage Rates

Barnstable Town Mortgage Rates

Boston Mortgage Rates

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Essex Mortgage Rates

New Bedford Mortgage Rates

Norfolk Mortgage Rates

Pittsfield Mortgage Rates

Plymouth Mortgage Rates

Springfield Mortgage Rates

Worcester Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index