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Plymouth

Current Mortgage Rates in Plymouth, Massachusetts

Compare mortgage rates and fees for leading lenders in Plymouth, MA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Plymouth.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Plymouth. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Plymouth, MA as of September 18, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
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How Do Today's Plymouth, MA Mortgage Rates Compare?

September 18, 2020

The current average rate for a 30 year fixed rate mortgage in Plymouth is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Plymouth, MA Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Plymouth, Massachusetts?

Below we provide helpful information on the real estate market, home prices and housing affordability in Plymouth. Understand how much you need to earn to afford a home in Plymouth, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Plymouth fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Plymouth is right for you.

The median home value for Plymouth, MA is $389,626

Based on current mortgage rates and a 10% down payment, you need to make $70,123 per year to buy the median priced home in Plymouth

With this income, you could qualify for a $350,664 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Plymouth is $1,624

The median household income for Plymouth, MA is $86,566

Based on this income, you can afford a home valued at approximately $480,992

The home price you can afford to buy based on household income in Plymouth is 123% of the median home value which means housing prices are average. Plymouth ranks 6 out of 14 counties in Massachusetts and 2,830 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Plymouth, MA is average

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Loan Limits for Plymouth, Massachusetts

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Plymouth below.

Conforming loan limits for Plymouth, MA

1 unit: $690,000
2 units: $883,300
3 units: $1,067,750
4 units: $1,326,950

FHA loan limits for Plymouth, MA

1 unit: $690,000
2 units: $883,300
3 units: $1,067,750
4 units: $1,326,950

VA loan limits for Plymouth, MA

1 unit: $690,000

Additional Mortgage Resources for Plymouth, MA Residents

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