Compare Current Plymouth, Massachusetts Mortgage Rates

Compare Plymouth, MA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Plymouth.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Plymouth. Plus, shopping lenders is free and there is no obligation.

Plymouth, MA Mortgage Rates as of April 24, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Plymouth, MA Mortgage Rates

April 24, 2024

Current mortgage rates in Plymouth, MA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Plymouth, MA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Plymouth, Massachusetts?

Below we provide helpful information on the real estate market, home prices and housing affordability in Plymouth. Understand how much you need to earn to afford a home in Plymouth, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Plymouth fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Plymouth is right for you.

The median home value for Plymouth, MA is $519,903

Based on current mortgage rates and a 10% down payment, you need to make $108,460 per year to buy the median priced home in Plymouth

With this income, you could qualify for a $467,912 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Plymouth is $2,512

The median household income for Plymouth, MA is $101,543

Based on this income, you can afford a home valued at approximately $486,747

The home price you can afford to buy based on household income in Plymouth is 94% of the median home value which means housing prices are expensive. Plymouth ranks 6 out of 14 counties in Massachusetts and 2,880 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Plymouth, MA is expensive


Loan Limits for Plymouth, Massachusetts

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Plymouth below.

Conforming loan limits for Plymouth, MA

1 unit: $828,000
2 units: $1,060,000
3 units: $1,281,300
4 units: $1,592,350

FHA loan limits for Plymouth, MA

1 unit: $828,000
2 units: $1,060,000
3 units: $1,281,300
4 units: $1,592,350

VA loan limits for Plymouth, MA

1 unit: $828,000

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