Barnstable Town

Current Mortgage Rates in Barnstable Town, Massachusetts

Compare mortgage rates and fees for leading lenders in Barnstable Town, MA. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Barnstable Town.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Barnstable Town. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Barnstable Town, MA as of December 9, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Barnstable Town, MA Mortgage Rates Compare?

December 9, 2019

The current average rate for a 30 year fixed rate mortgage in Barnstable Town is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Barnstable Town, MA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Barnstable Town, Massachusetts?

The median home value for Barnstable Town, MA (Barnstable County) is $420,353

The median household income for Barnstable Town, MA (Barnstable County) is $70,128

Based on current mortgage rates and a 10% down payment, you need to make $77,989 per year to buy the median priced home in Barnstable Town

The home price you can afford to buy based on household income in Barnstable Town is 90% of the median home value which means housing prices are expensive

Barnstable Town (Barnstable County) ranks 11 out of 14 counties in Massachusetts and 3,049 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Barnstable Town, MA is expensive


Loan Limits for Barnstable Town, Massachusetts

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Barnstable Town (Barnstable County) below.

Conforming loan limits for Barnstable Town, MA

1 unit: $484,350
2 units: $620,200
3 units: $749,650
4 units: $931,600

FHA loan limits for Barnstable Town, MA

1 unit: $458,850
2 units: $587,400
3 units: $710,050
4 units: $882,400

VA loan limits for Barnstable Town, MA

1 unit: $484,350

Additional Mortgage Resources for Barnstable Town, MA Residents

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US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index