Barnstable Town

Compare Current Barnstable Town, Massachusetts Mortgage Rates

Compare Barnstable Town, MA mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Barnstable Town.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Barnstable Town. Plus, shopping lenders is free and there is no obligation.

Barnstable Town, MA Mortgage Rates as of July 2, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Barnstable Town, MA Mortgage Rates

July 2, 2022

Current mortgage rates in Barnstable Town, MA are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Barnstable Town, MA Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Barnstable Town, Massachusetts?

Below we provide helpful information on the real estate market, home prices and housing affordability in Barnstable Town. Understand how much you need to earn to afford a home in Barnstable Town, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Barnstable Town fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Barnstable Town is right for you.

The median home value for Barnstable Town, MA (Barnstable County) is $530,971

Based on current mortgage rates and a 10% down payment, you need to make $86,998 per year to buy the median priced home in Barnstable Town

With this income, you could qualify for a $477,874 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Barnstable Town is $2,015

The median household income for Barnstable Town, MA (Barnstable County) is $91,920

Based on this income, you can afford a home valued at approximately $561,012

The home price you can afford to buy based on household income in Barnstable Town is 106% of the median home value which means housing prices are average. Barnstable Town (Barnstable County) ranks 9 out of 14 counties in Massachusetts and 2,987 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Barnstable Town, MA is average


Loan Limits for Barnstable Town, Massachusetts

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Barnstable Town (Barnstable County) below.

Conforming loan limits for Barnstable Town, MA

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Barnstable Town, MA

1 unit: $621,000
2 units: $795,000
3 units: $960,950
4 units: $1,194,250

VA loan limits for Barnstable Town, MA

1 unit: $647,200

Additional Mortgage Resources for Barnstable Town, MA Residents

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