Compare Current York, Maine Mortgage Rates

Compare York, ME mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in York.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in York. Plus, shopping lenders is free and there is no obligation.

York, ME Mortgage Rates as of June 26, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's York, ME Mortgage Rates

June 26, 2022

Current mortgage rates in York, ME are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
York, ME Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in York, Maine?

Below we provide helpful information on the real estate market, home prices and housing affordability in York. Understand how much you need to earn to afford a home in York, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in York fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in York is right for you.

The median home value for York, ME is $356,631

Based on current mortgage rates and a 10% down payment, you need to make $58,433 per year to buy the median priced home in York

With this income, you could qualify for a $320,968 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in York is $1,353

The median household income for York, ME is $72,038

Based on this income, you can afford a home valued at approximately $439,669

The home price you can afford to buy based on household income in York is 123% of the median home value which means housing prices are average. York ranks 16 out of 16 counties in Maine and 2,861 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in York, ME is average


Loan Limits for York, Maine

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for York below.

Conforming loan limits for York, ME

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for York, ME

1 unit: $463,450
2 units: $593,300
3 units: $717,150
4 units: $891,250

VA loan limits for York, ME

1 unit: $647,200

Additional Mortgage Resources for York, ME Residents

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